Google

Daytona Real Estate
House Logo Ad Agency
e-RETV.com
Cameraman 2 Cameraman 1

RETV.NEWS
1.646.400.8889

                       JUST THE FACTS   10/31/2015     DAYTONA REAL ESTATE INVESTMENT NEWS

FEDERAL RESERVE BOARD
INTEREST RATES

The newly appointed Federal Reserve Board  Chairperson Janet Yellen Phd. is again pushing for a Interest Rate hike. Yellen's first request for a increase in rates was to "strengthen the dollar on the Euro market."

Ironically that was the same words of Yellen's predessor Bernanke had in 2007 that led to a market crash in 2008 amoung a number of other issues. Bennanke also failed to be attentive to the prevailing Bank issues. 

Now Yellen is indicating the the US National economy is recovered. Yet the inflation rate is at the lowest level since 2009. This is not a good economic reflection. Before 2015 the inflation rate in the last 100 years was in negative figures only in 1955. Even in 2009 it was higher.

The current 2015 economy is preforming like 2009 according the the US Bureau Of Labor Statistics who monitors the US economy.


 

FEDERAL RESERVE BOARD
INTEREST RATES
Continued
 

To have a healthy US economy the Inflation Rate needs to be approximately +3.5%. At this rate history shows the USA citizens prosper.

Good paying Jobs between $20 and $50 per hour become available.

Stock and Bond Markets can support themselves. Banks then become stronger because Real Estate Markets have little or no forclosures. 

Money then, is easily obtainable for the first time homebuyer. This pushes up, all the step up homeowners/buyers and housing construction.

An interest rate hike would stifle the exisiting struggling US economy and financial markets.

RED = WORSE

Americans Living in Poverty:
2015 - 43 Million 364 Thousand
2008 - 39 Million 378 Thousand

Americans on Food Stamps:
2015 - 45 Million 225 Thousand
2008 - 32 Million 601 Thousand
Home Loan FNMA Rate Retail Rate
30/30  -417K 4.00% 4.50% Est.
5/25    -417K 3.05% 3.625% Est.
15/15  -417K 3.25% 3.75% Est.
30/30  +418K 3.87% 4.25% Est.
Commercial Retail
7/20 Yr. 6M 5.975%
0 Point Rates Actual Estimated

Date   US Inflation Rate Value
Sep 1, 2015    -0.04%
Jan 1, 2015    -0.09%
Jan 1, 2014    1.58%
Jan 1, 2013    1.59%
Jan 1, 2012    2.93%
Jan 1, 2011    1.63%
Jan 1, 2010    2.63%
Jan 1, 2009    0.03%
Jan 1, 2008    4.28%
Jan 1, 2007    2.08%
Jan 1, 2006    3.99%
Jan 1, 2005    2.97%

Provided by-US Bureau Of Labor Statistics
and Robert Shiller. 10-2015


FORCLOSURES:

2015 - 555,756  10 Months 2015
2015 -   55,575   Monthly

2008 - 718,054   10 months of 2008
2008 -   71,805   Monthly

UNEMPLOYMENT STATISTICS:

Actual Unemployment Known Numbers:
2015
Actual Unemployed 15 Million 450 Thousand
2008
Actual Unemployed 13 Million 556 Thousand

Table of Historical Inflation Rates by Month and Year (1914-2015 in %)
Prior to 2009 the last time the US had a negitative Inflation Rate in the last 100 years was:

1955 -0.7
OOA-TV Copyright 2015 All Rights Reserved  Robinson Reporter Tracking America's Future
Google